Connect
Bring accounting, jobs, quotes, invoices and payment activity into a single working view.
See how the business is moving before cash gets tight.
Business Conveyor Belt brings accounting, pipeline, work in progress, invoices, costs and timing into one clear operating view. Forecast horizons range from 6 months to up to 24 months on Performance.
- Source data
- Read-only where applicable
- Planning horizon
- Up to 24 months
- Scenario capacity
- Up to 20 per month
Cash FlowLead FlowWorkflowOne operating view
State of the Business
Week ending 16 August 2026
From Key Numbers
Balance in bank$312,900
Liquidity ratio1.72
Cash runway18 weeks
Quotes this month$275,400
Conversion rate43%
Average invoice$18,300
Work in progress$181,400
Utilisation78%
Gross profit42%
Today’s question
Does the next payroll date remain covered if the Northside claim moves by 14 days?
Four connected layers turn daily activity into earlier decisions.
One operating view
BCB sits alongside the systems that already run the business. It keeps the source context visible while bringing cash, operational timing and decisions into the same conversation.
Understand timing
Organise expected money in and out around the dates that matter to cash.
Test the decision
Model changes before hiring, spending, delaying or committing.
Act with context
See what changed, where it came from and what needs attention next.
Watch the operating view change as the business moves.
Inside the platform
Follow four connected views, from cash position to future work, timing and decisions. Scroll to follow the story, one view at a time.
- 01Cashflow
- 02Quotes
- 03Future work
- 04Single scenario
- 05Compare scenario
See the weeks and months ahead before pressure becomes urgent.
Expected money in, money out and opening balances sit together across the forecast horizon included in your plan, up to 24 months on Performance.
| Category | Jul 2026 | Aug 2026 | Sep 2026 | Oct 2026 | Nov 2026 | Dec 2026 |
|---|---|---|---|---|---|---|
| Opening Balance | $321,110 | $312,900 | $296,190 | $309,770 | $327,170 | $326,450 |
| Cash In | $0 | $0 | $0 | $0 | $0 | $0 |
| Revenue | $27,830 | $18,660 | $46,210 | $17,400 | $31,850 | $44,280 |
| Other Income | $0 | $0 | $0 | $0 | $0 | $0 |
| Direct Costs | $21,180 | $16,940 | $19,650 | $0 | $20,750 | $22,360 |
| Expenses | $14,860 | $18,430 | $12,980 | $0 | $11,820 | $15,940 |
| Depreciation | $0 | $0 | $0 | $0 | $0 | $0 |
| Fixed Assets | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Liabilities | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash Out | $0 | $0 | $0 | $0 | $0 | $0 |
| Closing Balance | $312,900 | $296,190 | $309,770 | $327,170 | $326,450 | $332,430 |
Mobile detail: December 2026. Expenses and direct costs are subtracted, not added to cash.
One ledger, from chart to category. December opens at $326,450; $44,280 in less $38,300 out closes at $332,430.
Connect future work to future cash.
Quotes, probability and expected timing can be reviewed in the same financial context as the rest of the business.
Quote Register
Manage and track your quotes.
Total Quote Value$275,400All three quotes · August 2026
Won vs Lost$118,400 Won$0 Lost
Conversion Rate43%
Manage Quotes
Aug 2026 · All Statuses
| Quote | Company | Site | Quote Date | Amount | Status |
|---|---|---|---|---|---|
| Apollo Q-001 · Commercial fitout | Northside Fitouts | Northside commercial | 04 Aug 2026 | $118,400 | Won |
| Apollo Q-002 · Workshop upgrade | Harbour Works | Harbour workshop | 08 Aug 2026 | $92,800 | Pending |
| Apollo Q-003 · Maintenance programme | Arbor Services | Airport services | 10 Aug 2026 | $64,200 | Draft |
1–3 of 3 · Won value $118,400 ÷ total value $275,400 = 42.99%, rounded to 43%.
Status and value stay connected. The three records add to $275,400. Won value is $118,400; there are no lost quotes in this fictional set.
Understand when work becomes cash.
Jobs, milestones and WIP can connect to invoice timing, payment terms and future cash movement.
Work in Progress
Track your work in progress and schedules.
6 Months
- Work in Progress
- $181,400
- Sales Projection
- $0
- Total
- $181,400
12 Months
- Work in Progress
- $267,900
- Sales Projection
- $0
- Total
- $267,900
18 Months
- Work in Progress
- $380,700
- Sales Projection
- $0
- Total
- $380,700
24 Months
- Work in Progress
- $477,500
- Sales Projection
- $0
- Total
- $477,500
Manage Work in Progress
As at 1 Aug 2026 · All Statuses · Full illustrative schedule
| Job | Company | Site | Start Date | End Date | Amount | Status |
|---|---|---|---|---|---|---|
| Apollo J-001 · Northside fitout | Northside Fitouts | Northside fitout | 1 Aug 2026 | 18 Aug 2026 | $64,800 | In Progress |
| Apollo J-002 · Harbour workshop | Harbour Works | Harbour workshop | 27 Jul 2026 | 26 Aug 2026 | $42,600 | In Progress |
| Apollo J-003 · Airport services | Arbor Services | Airport services | 20 Aug 2026 | 14 Sep 2026 | $74,000 | Planned |
| Apollo J-004 · Riverside expansion | Riverside Projects | Riverside expansion | 1 Feb 2027 | 19 Mar 2027 | $86,500 | Planned |
| Apollo J-005 · Eastbank warehouse | Eastbank Logistics | Eastbank warehouse | 4 Oct 2027 | 12 Nov 2027 | $112,800 | Planned |
| Apollo J-006 · Coastal service centre | Coastal Operations | Coastal service centre | 3 Apr 2028 | 26 May 2028 | $96,800 | Planned |
1–6 of 6 · Cumulative totals by scheduled end date. Sales projection is zero; work value is not cash received.
See beyond the work already underway. The future jobs take scheduled work from $181,400 at six months to $477,500 at 24 months.
Test the commitment before it reaches the bank account.
Model payment movement, quote conversion, WIP timing and cost changes separately from the live baseline forecast.
Win new customer – $20,000/month
Adds $20,000 in monthly receipts from August.
Single scenarioCompare scenarios
Closing balance: baseline vs scenario
BaselineScenario
Categories by period
Selected periods · Dec 2026 · AUD
| Category | Aug 26 | Sep 26 | Dec 26 | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Baseline | Scenario | Difference | Baseline | Scenario | Difference | Baseline | Scenario | Difference | |
| ⌄Cash In | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Aged Debtors | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Debtors | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Work in Progress | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Forecasted Sales | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Cash Receipts | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Government Stimulus | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| ⌄Revenue | $18,660 | $38,660 | +$20,000 | $46,210 | $66,210 | +$20,000 | $44,280 | $64,280 | +$20,000 |
| ⌄Other Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| ⌄Direct Costs | −$16,940 | −$16,940 | $0 | −$19,650 | −$19,650 | $0 | −$22,360 | −$22,360 | $0 |
| Purchases | −$16,940 | −$16,940 | $0 | −$19,650 | −$19,650 | $0 | −$22,360 | −$22,360 | $0 |
| Cost of Goods Sold | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| ⌄Expenses | −$18,430 | −$18,430 | $0 | −$12,980 | −$12,980 | $0 | −$15,940 | −$15,940 | $0 |
| Wages and Salaries | −$18,430 | −$18,430 | $0 | −$12,980 | −$12,980 | $0 | −$15,940 | −$15,940 | $0 |
| ⌄Depreciation | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| ⌄Fixed Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| ⌄Current Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| ⌄Cash Out | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Category subtotals are not added twice. Revenue − direct costs − expenses = net cashflow.
The category detail explains the change. December receipts rise from $44,280 to $64,280. Five additional receipts lift closing cash by $100,000; no extra costs assumed.
Compare the possibilities side by side.
Five independent scenarios. One unchanged baseline.
Compare scenarios
Baseline against five independent alternatives.
Single scenarioCompare scenarios
Closing balance over time
6 months · Jul–Dec 2026
Closing balance by period
6 months · Dec 2026 shown · AUD
| Scenario | Jul 26 | Aug 26 | Sep 26 | Oct 26 | Nov 26 | Dec 26 |
|---|---|---|---|---|---|---|
| Baseline | $312,900 | $296,190 | $309,770 | $327,170 | $326,450 | $332,430 |
| Customer pays later | $312,900 | $288,990 | $309,770 | $327,170 | $326,450 | $332,430 |
| Win new customer – $20,000/month | $312,900 | $316,190 | $349,770 | $387,170 | $406,450 | $432,430 |
| Hire a team member – $8,000/month | $312,900 | $288,190 | $293,770 | $303,170 | $294,450 | $292,430 |
| Equipment purchase – $25,000 | $312,900 | $296,190 | $284,770 | $302,170 | $301,450 | $307,430 |
| 10% revenue increase | $312,900 | $298,056 | $316,257 | $335,397 | $337,862 | $348,270 |
Baseline values are read-only. Comparing never changes your live forecast.
Follow each colour from line to row. Each alternative has its own matching colour. Scenario effects stay separate and are never added together.
Apollo Industries · Fictional demonstration data. Recreated product screens.
- See the weeks and months ahead before pressure becomes urgent. Expected money in, money out and opening balances sit together across the forecast horizon included in your plan, up to 24 months on Performance. Balance Cashflow month · Jul–Dec 2026 Closing cash balance · July–December 2026 Calculated from the same Apollo ledger as the figures below. $260k $280k $300k $320k $340k $360k Jul Aug Sep Oct Nov Dec Category Jul 2026 Aug 2026 Sep 2026 Oct 2026 Nov 2026 Dec 2026 Opening Balance $321,110 $312,900 $296,190 $309,770 $327,170 $326,450 Cash In $0 $0 $0 $0 $0 $0 Revenue $27,830 $18,660 $46,210 $17,400 $31,850 $44,280 Other Income $0 $0 $0 $0 $0 $0 Direct Costs $21,180 $16,940 $19,650 $0 $20,750 $22,360 Expenses $14,860 $18,430 $12,980 $0 $11,820 $15,940 Depreciation $0 $0 $0 $0 $0 $0 Fixed Assets $0 $0 $0 $0 $0 $0 Current Liabilities $0 $0 $0 $0 $0 $0 Cash Out $0 $0 $0 $0 $0 $0 Closing Balance $312,900 $296,190 $309,770 $327,170 $326,450 $332,430 Mobile detail: December 2026. Expenses and direct costs are subtracted, not added to cash. 1 One ledger, from chart to category. December opens at $326,450; $44,280 in less $38,300 out closes at $332,430.
- Connect future work to future cash. Quotes, probability and expected timing can be reviewed in the same financial context as the rest of the business. Quote Register Manage and track your quotes. Total Quote Value $275,400 All three quotes · August 2026 Won vs Lost $118,400 Won $0 Lost Conversion Rate 43% 43% Manage Quotes Aug 2026 · All Statuses Quote Company Site Quote Date Amount Status Apollo Q-001 · Commercial fitout Northside Fitouts Northside commercial 04 Aug 2026 $118,400 Won Apollo Q-002 · Workshop upgrade Harbour Works Harbour workshop 08 Aug 2026 $92,800 Pending Apollo Q-003 · Maintenance programme Arbor Services Airport services 10 Aug 2026 $64,200 Draft 1–3 of 3 · Won value $118,400 ÷ total value $275,400 = 42.99%, rounded to 43%. 2 Status and value stay connected. The three records add to $275,400. Won value is $118,400; there are no lost quotes in this fictional set.
- Understand when work becomes cash. Jobs, milestones and WIP can connect to invoice timing, payment terms and future cash movement. Work in Progress Track your work in progress and schedules. 6 Months Work in Progress $181,400 Sales Projection $0 Total $181,400 12 Months Work in Progress $267,900 Sales Projection $0 Total $267,900 18 Months Work in Progress $380,700 Sales Projection $0 Total $380,700 24 Months Work in Progress $477,500 Sales Projection $0 Total $477,500 Manage Work in Progress As at 1 Aug 2026 · All Statuses · Full illustrative schedule Job Company Site Start Date End Date Amount Status Apollo J-001 · Northside fitout Northside Fitouts Northside fitout 1 Aug 2026 18 Aug 2026 $64,800 In Progress Apollo J-002 · Harbour workshop Harbour Works Harbour workshop 27 Jul 2026 26 Aug 2026 $42,600 In Progress Apollo J-003 · Airport services Arbor Services Airport services 20 Aug 2026 14 Sep 2026 $74,000 Planned Apollo J-004 · Riverside expansion Riverside Projects Riverside expansion 1 Feb 2027 19 Mar 2027 $86,500 Planned Apollo J-005 · Eastbank warehouse Eastbank Logistics Eastbank warehouse 4 Oct 2027 12 Nov 2027 $112,800 Planned Apollo J-006 · Coastal service centre Coastal Operations Coastal service centre 3 Apr 2028 26 May 2028 $96,800 Planned 1–6 of 6 · Cumulative totals by scheduled end date. Sales projection is zero; work value is not cash received. 3 See beyond the work already underway. The future jobs take scheduled work from $181,400 at six months to $477,500 at 24 months.
- Test the commitment before it reaches the bank account. Model payment movement, quote conversion, WIP timing and cost changes separately from the live baseline forecast. Win new customer – $20,000/month Adds $20,000 in monthly receipts from August. Single scenario Compare scenarios Closing balance: baseline vs scenario Baseline Scenario Closing balances: Baseline, Win new customer – $20,000/month July to December 2026. Each point equals the corresponding monthly closing balance in the breakdown. Scenarios are independent alternatives. $250k $300k $350k $400k $450k Jul Aug Sep Oct Nov Dec Categories by period Selected periods · Dec 2026 · AUD Category Aug 26 Sep 26 Dec 26 Baseline Scenario Difference Baseline Scenario Difference Baseline Scenario Difference ⌄ Cash In $0 $0 $0 $0 $0 $0 $0 $0 $0 Aged Debtors $0 $0 $0 $0 $0 $0 $0 $0 $0 Current Debtors $0 $0 $0 $0 $0 $0 $0 $0 $0 Work in Progress $0 $0 $0 $0 $0 $0 $0 $0 $0 Forecasted Sales $0 $0 $0 $0 $0 $0 $0 $0 $0 Other Cash Receipts $0 $0 $0 $0 $0 $0 $0 $0 $0 Government Stimulus $0 $0 $0 $0 $0 $0 $0 $0 $0 ⌄ Revenue $18,660 $38,660 +$20,000 $46,210 $66,210 +$20,000 $44,280 $64,280 +$20,000 ⌄ Other Income $0 $0 $0 $0 $0 $0 $0 $0 $0 ⌄ Direct Costs −$16,940 −$16,940 $0 −$19,650 −$19,650 $0 −$22,360 −$22,360 $0 Purchases −$16,940 −$16,940 $0 −$19,650 −$19,650 $0 −$22,360 −$22,360 $0 Cost of Goods Sold $0 $0 $0 $0 $0 $0 $0 $0 $0 ⌄ Expenses −$18,430 −$18,430 $0 −$12,980 −$12,980 $0 −$15,940 −$15,940 $0 Wages and Salaries −$18,430 −$18,430 $0 −$12,980 −$12,980 $0 −$15,940 −$15,940 $0 ⌄ Depreciation $0 $0 $0 $0 $0 $0 $0 $0 $0 ⌄ Fixed Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 ⌄ Current Liabilities $0 $0 $0 $0 $0 $0 $0 $0 $0 ⌄ Cash Out $0 $0 $0 $0 $0 $0 $0 $0 $0 Category subtotals are not added twice. Revenue − direct costs − expenses = net cashflow. 4 The category detail explains the change. December receipts rise from $44,280 to $64,280. Five additional receipts lift closing cash by $100,000; no extra costs assumed.
- Compare the possibilities side by side. Five independent scenarios. One unchanged baseline. Compare scenarios Baseline against five independent alternatives. Single scenario Compare scenarios Closing balance over time 6 months · Jul–Dec 2026 Closing balances: Baseline, Customer pays later, Win new customer – $20,000/month, Hire a team member – $8,000/month, Equipment purchase – $25,000, 10% revenue increase July to December 2026. Each point equals the corresponding monthly closing balance in the breakdown. Scenarios are independent alternatives. $250k $300k $350k $400k $450k Jul Aug Sep Oct Nov Dec Closing balance by period 6 months · Dec 2026 shown · AUD Scenario Jul 26 Aug 26 Sep 26 Oct 26 Nov 26 Dec 26 Baseline $312,900 $296,190 $309,770 $327,170 $326,450 $332,430 Customer pays later $312,900 $288,990 $309,770 $327,170 $326,450 $332,430 Win new customer – $20,000/month $312,900 $316,190 $349,770 $387,170 $406,450 $432,430 Hire a team member – $8,000/month $312,900 $288,190 $293,770 $303,170 $294,450 $292,430 Equipment purchase – $25,000 $312,900 $296,190 $284,770 $302,170 $301,450 $307,430 10% revenue increase $312,900 $298,056 $316,257 $335,397 $337,862 $348,270 Baseline values are read-only. Comparing never changes your live forecast. 5 Follow each colour from line to row. Each alternative has its own matching colour. Scenario effects stay separate and are never added together.
Start with the systems the business already trusts.
Connected systems
BCB is not a replacement for accounting or job-management software. It adds the forward cashflow context those systems are not designed to provide.
- Every plan includes one Xero or MYOB accounting connection
- JMS access begins with one API on Momentum
- Performance supports multiple, and future JMS APIs
- Source labels and sync status remain visible in BCB
Accounting data
Accounting data
Jobs and operational timingIntegrations
Connect the accounting and job-management tools your business already runs on to sync data into BCB.
Accounting
Xero
ConnectedSync contacts, accounts, categories and transactions from your Xero organisation into BCB.
Last synced 23 hours ago
Sync now
MYOB
Not connectedSync contacts, accounts, categories and transactions from your MYOB account into BCB.
Not synced yet
Reset organisation data to replace XeroReset data
Job Management
Simpro
ConnectedConnect your Simpro account to sync contacts, jobs, quotes and categories with BCB.
Last synced 12 minutes ago
Sync now
Illustrative Apollo Industries screen. Connection controls are shown for demonstration only.
Projected TransactionsPlanned one-off and recurring cash movement
+ NewAll categoriesAug 2026Search
TypeDescriptionAmountDate
RecurringPayroll−$24,80008 Aug
One-offPlant deposit−$12,50014 Aug
RecurringProgress claim$42,60020 Aug
One-offInsurance renewal−$3,86028 Aug
Plant depositOne-off cash out14 Aug 2026
Every number keeps the context that explains it.
Visible forecast logic
Connected transactions, manual future events and BCB calculations can live in the same forecast without becoming a black box.
- Connected
- Source labels identify values from Xero, MYOB or Simpro.
- Manual
- Known future events stay visible alongside system data.
- Calculated
- BCB calculations remain distinct from source records.
- Attention needed
- Sync timing and warnings make incomplete data easier to spot.
Choose the horizon and scenario depth that fits the business.
Planning capacity
All plans include transactions, projected transactions, Quote Register, Work in Progress and the Job Milestone Scheduler. Higher plans extend team access, integrations and forward planning capacity.
Essential visibility
- Forecast horizon
- 6 months
- Users
- 2
- Calculated scenarios
- 3 per month
- AI level
- Medium
One Xero or MYOB accounting connection.
Broader planning support
- Forecast horizon
- 12 months
- Users
- 5
- Calculated scenarios
- 10 per month
- AI level
- Medium
One JMS API, BCB Pulse, 14 Business Calculators and Key Numbers / Targets.
Deeper forecasting
- Forecast horizon
- Up to 24 months
- Users
- 10
- Calculated scenarios
- 20 per month
- AI level
- High
Multiple JMS APIs, early access to new integrations, BCB Pulse, 14 Business Calculators and Key Numbers / Targets.
Keep the important operating numbers close.
Momentum and Performance
BCB Pulse, Key Numbers / Targets and 14 Business Calculators help turn a broader cashflow view into a practical weekly conversation.
- Cash Flow for balance, liquidity and runway context
- Lead Flow for quotes, conversion and sales movement
- Workflow for WIP, scheduling and utilisation
- Targets and calculators that keep planning numbers in view
State of the BusinessWeekly operating summary
Momentum +Balance in bank$312,900
Cash runway18 weeks
Quotes this month$275,400
Conversion43%
Work in progress$181,400
Utilisation78%
Focus for the weekReview the Northside claim timing before the next payroll run.
No mystery maths. No silent write-backs.
Built for clarity
BCB is built to support better planning conversations, not replace the accounting system or hide the assumptions behind a forecast.
Source awareFigures can show where they came from and when they were synced.
Scenario safeScenario work remains separate from the live baseline until confirmed.
Planning focusedDesigned around timing, WIP, quotes, invoices, costs and cash movement.
Move the decision out of the spreadsheet and into the forecast.
Questions worth testing
Can we afford to hire?
Model staff costs, onboarding timing and expected revenue against cash.
What if a client pays late?
Test a delayed invoice or progress claim against payroll and supplier payments.
When does WIP become cash?
Connect milestones, invoice timing and payment terms to active work.
Should we buy equipment now?
Compare the short-term cash impact of buying now or waiting.
Get a clearer view of what happens next.
BCB brings business activity, cash timing and decisions into one forward-looking operating view.